What does it mean when you have a hunch about something and you doen't do anything about it?

Ok so I have done this before but now, the older I get the worse it is getting. I wonder if anyone else has this problem. I have these certain feelings sometimes that I should do something and when I don't do it, it comes true. Small example. Yesterday I told myself in my head, I need to clear out my camera and put my photoes on a cd before something happens to them. Then today my mom accidently deleted all of my 500 photos I had on there. I really upset, but more with myself then my mother. I lost a lot of good pics from my daughters gymnastics to my anniversary. I kept blaming myself because I new it was going to happen. I just have certain feelings that I know in my mind I should follow but I never do and they always come true. What is that???? It's freaking me out. That has to be more then a gut feeling if I am doing it on a daily basis right? What do you think?